I was told that with an A+ rating I would get a check equal to a 15% discount each 6-month period, but I have yet to see that, and I was told it would not be deducted from my premium, but would come as a check in the mail. depending on you it goes down from there. Laura serviced existing business and wrote new business. Hes got an A on his breaking, B on mileage (always lots of miles to drive anywhere in FL) but time of day.give me a break.were retired! Drivewise is a program where you can earn up to a 29% reward check. While they say No they do they state IF we do, well let you know. This is a reward program. Since Jan 1st Ive only had 3 hard braking incidents (11 mph to 2 mph, 16 mph to 8 mph and 18.5 mph to 9.9 mph) all because of snow and ice as none of them were high speed as you can see. So far my discount is hovering around 15%. Since the program is based on your driving habits, as opposed to the vehicle, as long as your policy and coverage have been updated, you will continue to qualify for the program. Our experts have been helping you master your money for over four decades. There are five things you need to take into account to achieve optimum Will a Citation Impact My Insurance and Driving Records. Im afraid Id try not to break as hard and hit a cow or something. Older and cheaper cars are more likely driven by young and inexperienced drivers, who on average cause more damage. I also use my smart phone which allows me to monitor real time my results for each trip and dispute a trip immediately. The Drive Wise Enrollment Discount is 10% per vehicle per policy period. We do not include the universe of companies or financial offers that may be available to you. how do you tell that kid, or whoever, that well im sorry but i cant come pick you up, my insurance company will think im a really bad driver if i drive after 11 pm. Im paying 1/2 the price that I paid with Allstate without their scams and false advertising. You may then qualify for a higher discount if you exhibit and maintain good driving behaviors. They say I have an A- averagetwo A+ ratings (braking and speed) and two B+ ratings (for time of day & mileageTOTAL miles for this 7 month period is 2,630!!!) I think Ill be taking this things out and sending them back. I just got off the phone with Allstate/Drivewise. Should you accept an early retirement offer? With your Allstate insurance login, you can access your account with your insurance ID cards and even make payments. If the data collected signals that you just experienced a car crash, you will receive an immediate notification with options for further assistance, including calling 911 and requesting roadside assistance. I guess that makes me a bad person (& dog owner) but I laughed hard at that. Learn about some of the ways Allstate helps you save money when you drive safely. Drivewise = overcharging you 30% so they can give you something in return. While accidents happen and some events can be unexpected, thats just how life goes. Based on experiment and data collected over the years from volunteers they figured out that they could differentiate drivers with even more precision than credit score. I mean, Ive had Allstate Drivewise for three months now, and Ive only had one braking incident. they told me,, you can save 30%. I like to drive fast, and occasionally we like to take the Jeep out for off roading or take the Camaro to the race tracks. Why? Its scenarios like this that tell you drivewise is a crock of shit! The new policy is giving a 7% discount and that is it. Finally! If you are paying $440/6 months that is what you will have added back into your premium. While driving, the app awards 200 points for each of the following challenges: While in use, the app doesnt have a huge impact on your phones battery and runs in the background, so you can continue to call and use navigation and other phone apps while driving. Why would they rate my mileage as B+ with only 2,630 miles??? This unit under my dash has me thinking about it all the time. Lol. Allstate isn't available on Finder right now. A child that has a learner's permit and not a actual provisional or regular license. I have never received a check for Drivewise. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. The adventures of Holly Johnson ofcourse!!! I never got a check after 6 months. The device is extremely faulty and they know it. So looked at the record and had hundreds and hundreds (600+) hard braking events. after my new policy starts on the 20th im going to my agent n have it explained more, at that point i will cancel drivewise so i dont have to run lights or worry about small children. eventLabel: "Allstate" Im guess theyd rather have people brake hard than slam into cars. LOL, They took off my extreme brake events but my % stayed the same, 11%. Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Accidentally ran a red light, no accident,no one hurt. Allstate has provided every excuse from repair shop isn't listed as preferred supplier, even though Allstate provided me with the shop contacts to billing issues with subcontractors with the shop. Insurance Feature Writer. MICHIGANS RATES ARE AMONG, IF NOT THE HIGHEST IN THE NATION. Enter your ZIP code now to compare free quotes today. I had to be happy with the $28. Just another scam. While we adhere to strict I contacted Allstate to see if I can save some money. Plus, its not everyone that wants to be tracked everywhere they go (although if you have a cellphone, you can be tracked anyway). Sorry I drive at busy time, some of us cant help that. Jun 23. allstate drivewise device non return feeburning off yarra ranges. They raise your rates, then I shop around, they promise you a discount, then o o o sorryhere put big brother in the car and if you are a good boy/girl hey this site has plenty of advertising for car insurance give em a call. I just switched to All State (had no choice as my long time co. quit carrying auto) and you all have got me a little worried. Our goal is to be an objective, third-party resource for everything insurance related. Anybody can look at speedometer and control speed of the vehicle under 125 km/h. None-the-less, youre saving 17%. Well guess what! The DriveWise Enrollment discount is a straight 10% off of each vehicles premium for the policy period. Allstate is such a joke. If you have any questions or concerns, contact your local Allstate agency or the Drivewise Team at 1-844-679-2650. 139. Then youll pay someone else to defend you, should that be necessary. We update our site regularly, and all content is reviewed by insurance experts. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. My scores are better than my husbands who also works 3rd, but, they give him an overall score of a B and me a C. I have an A in braking, an A+ in speed, a B in mileage and a C in time of day. !and i have had a few RUDE CUSTOMER SERVICE AND SCAMMERS MY PAYMENT FOR THE MONTH WAS A 100.00 MORE AND 1ST CS PERSON TRY TO TELL ME OVER SOME PAPER WORK THAT I GOT AND DIDNT SIGN, NEVER HAPPEN!! A lot of people who posted are not aware that Allstate can use the time and date if the event to help determine fault if you have an accident. PLEASE DO NOT SUBJECT YOURSELF TO THIS HORRIFIC EXPERIENCE. My agent stated it was all of Michigan that went up and yes that allstate could not compete. Wonder if they would like needing EMS, Fire, ED, etc and state we cant be out during those times. now that i think about it none of my braking events were over 25 mph, and i think most were in reverse. Also like others have stated my husband has ran lights now to avoid slowing down too fast. Allstate came up with this because we have listened to our customers for years saying that they are good drivers and they should not be penalized for the bad drivers. I wish I had come to this site before made the HUGE mistake of switching my auto insurance and bundling it with Allstate. If you coast enough, it hardly uses any gas at all! Kelly, i think you need to read thru all of the posts. We are an independent, advertising-supported comparison service. Alan. 1 0 obj Well then if thats the case I guess police, fire, and hospitals must close by 11pm so their employees arent penalized for driving home. Interesting that they raised your premiums and then offered a discount. They all love data. If its Icy or snowy out (I dont drive the rear wheel drive car) unplug it. I been A Customer of Allstate for over 8 years! Or, maybe a dog ran out in front of me. Speeding is a risky driving habit and the device measures speeds over 80 mph as riskier. Your concerns are important to us and we appreciate the opportunity to address them. Your Milewise device is linked to your vehicle so it has to stay plugged into the same car. In case you dont know what Allstate Drivewise is, heres how they explain it on their website: Drivewise is a program that gives safe, low mileage drivers the opportunity to earn a discount for driving safely. Comparison shopping should be easy. The best answer by Drivewise logic is to never stop for red lights, animals, other bad drivers, etc. Nope, I would NEVER EVER consent to being monitored like that. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. I dont need them judging my driving by a stupid gadget. Can you suggest a good web hosting provider at a fair price? I paid my policy in full, was mistake #1, In October my Allstate coverage increased by 89.00, I called to get an explanation, to call this a customer service department would be a LIE! And the way I was t My experience with the agent that handled my uninsured Motorist bodily injury claim. Im kindve annoyed about something, and I need to get it off my chest. All rest of insurance companies will follow some variation of this program. Incentive. We have Allstate and 3 days ago plugged in our Drivewise devices. I myself have amassed 9 hard braking events in nearly a year of Drivewise. Updateits now been just about a year since my wife and I signed up for Drivewise. Yep thats right, I decelerated too fast in my own home driveway and got dinged for it. <>>> When one of my vehicles hit 0% I bailed from that stupid Drivewise program. I switched my auto coverage in August trying to reduce my auto insurance due to the increase with my previous plan to save money. I still stand by drivewise and at the end of my renewal receiving the check even to put gas in the car is nice. May not be useful for infrequent drivers: Drivers are required to make 50 trips during each six-month evaluation period, which may not be a good fit if you drive your car just once or twice a week. I also instructed them on driving through yards to avoid backing up. According to Allstate, my discount is only going to be 17 percent, about half of the 30 percentthat I was promised. i agree to leave a safe distance, but in that space theres always some ass that cuts in front n crams on his brakes to make a turn in front of you. I got Geico for 1/2 the price of Allstate. If you already have a traditional Allstate auto insurance policy your agent cancels that policy when your new pay-as-you-go Milewise policy begins. If you dont drive at all on a given day, youll only pay your base rate for that day. No one at DriveWise customer service can give a straight answer even to an agent in their own company! Rather than griping on whatever site this is do something productive and switch companies but once again your rates WILL GO UP its just a matter of which company takes the leap first. Its just our second car, which is rarely driven. The last time my car insurance rates were up for renewal, I noticed that my premiums went up quite a bit compared to the average car insurance rates. Since I know that most of the clients we work with are not likely to return the device I dont even recommend the program. The information on this site does not modify any insurance policy terms in any way. 17% savings is great, but the fact that driving between 11am and 10pm reduces your potential discount is laughable. If you are having trouble remembering your User Id or Password please contact your local help desk. % discount Ill take the damn thing out and drive the way I want to drive not I had drivewise when it first started about 5 years ago and it was fine and the first year got a discount, then they changed the programming and suddenly me and my wife were getting 200 to 300 hard braking evens a year and zero discount ON THE SAME VEHICLES! I follow the rules of this unit. Some people here have complained that they have no idea what this module is, or what it does. There was NO customer services at all, in fact speaking with Juan and Pat was like speaking with a child who had yet to learn how to comprehend, think or articulate. endobj John,,,,, They took off 2 of my brake events, i had 3 in one minute. DriveWise, much like Progressives Snap Shot, and State Farms Idrive is a telematic device you plug in your car to reward drivers that score high in certain performance categories. It just sounds strange and a bit overboard for them to ask people to do that. When I didnt hear anything by Aug. 19, I asked again, and was told there was a delay getting my check. There is a special on Defensive Driving right now Oh, this is rich! Available to non-Allstate customers: If you're not a current Allstate customer, you can still sign up and earn points to redeem certain rewards. With SmartFinancial, you can leverage a network of 200+ insurance companies to find the best value out there. Your agent has no clue what he is talking about. In short, its lousy that the discount was poorly explained to you, but look at the bright side you are getting a 17% discount you didnt have before and its because of how well you drive. If you have more than one vehicle enrolled in Milewise, take care to use the correct device in each vehicle. This is a trend that I first saw with our familys health insurance. Of course they are just using statistics, and statistically if you have to brake really hard pretty often, once in a while youll actually hit something. After the initial 10% sign up discount you get in the first 6 months you now no longer get an automatic 10% discount. I do not want my customers seeing me as someone who mislead them. It replenishes automatically when your balance is low. ever have a deer suddenly jump in front of you?? I guess I could save more if my wife used Drivewise, but she knows that she does a lot of hard braking and worries that she would cause our rates to go up. Only after the car has come to rest can you press harder to maintain safety. A number of braking events well guess what, I tow.big clue. now they want another 5 days, which ill give them. For a 3 You have to hook up something to your car? Unfortunately my husband works afternoons for a police dept. Im an Electrical Engineer and familiar with the the automotive ODB port. The amount of fraud in this state is ridiculous. They will have record of your trips. Do you think we might get a better deal at Allstate? they told me it will not increase your rate even if it goes to 0%. I called the number provided and spoke with an extremely contentious CSR who told me that the device would not work in my new car. About two years ago we had Allstate try to auto add someone to our automobile policy. Well they are only giving me a check for 2%. This lets your driving habits differentiate you from the pool of risk you happen to fall into, it provides you with a far more accurate rate and gives you more control over how you are rated individually. But then I saw that Drivewise was required. Why? After all, I only drive a few times a week. Believe it or not this story it gets worse. Reward checks and drivewise are 2 completely different things as the reward checks are for the premium gold policies and drivewise can be added to any policy and the drivewise discount comes off your premium.